Terms Of Service

Last updated: August 23, 2026

Welcome to Girmanators! These Terms of Service ("Terms") are a binding agreement between you and Girmanators LLC ("Girmanators," "we," "us"), a Maryland limited liability company. They govern your use of the Girmanators family money-management, chore-engagement, and parental-controls service, including the girmanators.com website and web app and the Girmanators Android application (together, the "App"). By accessing or using the App, you agree to these Terms and to our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree, do not use the App.

1. Acceptance of Terms

By creating an account or using the App, you acknowledge that you have read, understood, and agree to these Terms. If you use the App on behalf of your family, you accept these Terms for yourself and are responsible for your family members' use of the App.

2. Eligibility & Age Requirement

You must be at least 18 years old to create an account. By registering, you represent and warrant that you are 18 or older and are the parent or legal guardian of any child you add to your family account. Child members do not create their own accounts; a parent or guardian creates and controls them. The App is offered to users in the United States.

3. Children's Accounts & Parental Responsibility

As the account holder, you are responsible for the child profiles you create and for all activity that occurs under your family account. By adding a child, you consent to the collection and use of that child's information as described in our Privacy Policy, and you represent that you have the legal authority to provide that consent for that child. You may review, export, or delete a child's information, or remove a child profile, at any time from the family dashboard.

4. Parental Controls & Device Enrollment

The App includes optional parental-control features that a parent may enable on a child's device, including location reporting, app blocking, screen-time and lock schedules, and tamper-attempt alerts. By enrolling a device, you represent and warrant that:

• you own the enrolled device or are legally authorized to control it;
• the device is used by your own minor child (or a minor for whom you are legal guardian); and
• you will not use the App to monitor any adult, or any person for whom you lack legal authority, without that person's informed consent.

Enrolling a device grants the App elevated permissions on that device (including background location, device administration, accessibility, and overlay permissions) that are used solely as described in our Privacy Policy. You may unenroll a device or disable these features at any time. The App is not an emergency or safety-of-life service. Location reports and alerts may be delayed, unavailable, or inaccurate (for example, when a device is off, offline, or out of battery), and you should never rely on the App in an emergency — contact emergency services instead.

5. Use of the App

You agree to use the App only for lawful purposes and in accordance with these Terms. You are responsible for keeping your credentials, and your children's sign-in handles and PINs, secure, and for all activity that occurs under your account. You agree not to: (a) interfere with or disrupt the App or its servers; (b) attempt to gain unauthorized access to any account, system, or data; (c) reverse engineer, decompile, or scrape the App except as permitted by law; (d) upload unlawful, infringing, or harmful content; or (e) resell or commercially exploit the App without our written consent.

6. In-Family Rewards & Simulated Investing

The App's currencies, banking, and shop operate entirely within your family as a chore-and-reward economy. They do not represent real money and have no cash value. In-family balances are not deposits, are not insured, and cannot be redeemed, transferred, or withdrawn outside your family's use of the App. The investing feature is simulated ("paper") investing for education only — no real funds are deposited, no real securities are bought or sold, and nothing in the App is financial, investment, or tax advice. Market data is provided by third parties for illustration and may be delayed or inaccurate. Girmanators is not a bank, broker-dealer, or investment adviser.

7. Subscriptions & Payments

Parts of the App are offered under a paid subscription. Purchases are processed by our payment processor, Stripe, on Stripe-hosted pages; we do not collect or store payment card numbers. Unless otherwise stated at purchase: subscriptions renew automatically at the end of each billing period until cancelled; you may cancel at any time, and cancellation takes effect at the end of the current billing period; and amounts already paid are non-refundable to the extent permitted by law. We may change subscription pricing with advance notice — price changes apply from your next billing period, and you may cancel before they take effect. If a payment fails or a subscription lapses, premium features may be suspended; your family's data is retained per our Privacy Policy.

8. User Content

You are responsible for any content you or your family members post or upload to the App (such as photos, shop items, recipes, and events). You retain ownership of your content. You grant us a non-exclusive, royalty-free, worldwide license to host, use, reproduce, modify, and display your content solely for the purpose of operating and providing the App. You represent that you have the necessary rights to the content you upload and that it does not infringe the rights of others. We may remove content that violates these Terms or the law.

9. Intellectual Property

The App and its content, including but not limited to text, graphics, logos, and software, are the property of Girmanators LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your family's personal, non-commercial use in accordance with these Terms. No other rights are granted.

10. Third-Party Services

The App relies on third-party services — including push-notification delivery, mapping, market data, and payment processing — that are provided by their respective operators under their own terms. We are not responsible for the availability or accuracy of third-party services, and their interruption does not constitute a breach of these Terms.

11. Disclaimer of Warranties

The App is provided "as is" and "as available" without any warranties of any kind, either express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be uninterrupted, error-free, or secure. Without limiting the foregoing, we do not warrant that parental-control features will prevent any particular conduct by a child, block every app or website, or report location continuously or accurately. Parental controls are tools that assist — not replace — parental supervision. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

12. Limitation of Liability

To the fullest extent permitted by law: (a) in no event shall Girmanators LLC be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, or goodwill, arising out of or in connection with your use of the App; and (b) our total aggregate liability for all claims relating to the App shall not exceed the greater of the amounts you paid us in the twelve (12) months before the claim arose or fifty U.S. dollars ($50). Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

13. Indemnification

You agree to indemnify and hold harmless Girmanators LLC and its member, officers, and agents from and against claims, damages, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, your content, or your enrollment or monitoring of a device in violation of Section 4.

14. Termination

We may suspend or terminate your access to the App at any time, with or without notice, for any reason, including a breach of these Terms. You may stop using the App at any time and may delete your account and your family's data as described at girmanators.com/account-deletion. Sections 6, 8, 9, and 11–17 survive termination.

15. Governing Law & Disputes

These Terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict-of-law provisions. Any dispute arising out of or relating to these Terms or the App shall be brought exclusively in the state or federal courts located in Maryland, and you consent to their jurisdiction. Each party waives any right to a jury trial to the extent permitted by law.

16. Changes to These Terms

We may modify these Terms from time to time. We will post the updated Terms on this page and update the date above; for material changes we will provide notice in the App or by email before the changes take effect. Your continued use of the App after changes take effect constitutes acceptance of the updated Terms; if you do not agree, stop using the App and delete your account.

17. Miscellaneous

These Terms, together with the Privacy Policy, are the entire agreement between you and us regarding the App. If any provision is held unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.

18. Contact Us

If you have any questions about these Terms, please contact us at support@girmanators.com, or write to Girmanators LLC, 2213 Newton Drive, Rockville, Maryland 20850.